Updated September 23, 2026 · Sun Ray Solutions LLC
Ask for the solar records before your deadline
Request an equipment list, installation date, available production history, warranty documents, and records of repairs or roof work. Ask the seller to identify known unresolved alerts and who currently services the system.
Make a list of missing items and identify who can supply each one. Your agent can coordinate seller requests; the solar provider can explain its account process; the lender and title company handle their transaction requirements. Share deadlines early instead of waiting until the final walkthrough.
Are the panels owned, financed, leased, or under a PPA?
Ask for the actual agreement rather than relying on a listing description such as “solar included.” A paid-off system, a separate solar loan, a lease, and a power purchase agreement are different arrangements.
Fannie Mae’s mortgage guidance distinguishes solar ownership and financing structures and requires lenders to determine the applicable structure. Have your lender, title company, and agreement provider confirm the requirements for your transaction. Do not assume a balance disappears or a contract transfers automatically.
Keep this review separate from the equipment check. A technician’s finding about production does not settle ownership, loan payoff, liens, contract approval, or valuation.
What does the production history actually show?
Ask for dated monthly records, ideally covering a full year if available, along with relevant electricity bills. Note gaps, equipment changes, and the date of the latest reading. Keep the original records so a reviewer can see the context.
Ask a solar professional what comparisons the available data supports. One bright afternoon is not a full performance history. The seller’s household usage and electricity contract may also differ from yours, so do not use their bill as a promised future bill.
Coordinate the roof and solar questions
Ask when the roof was replaced, whether panels were removed and reinstalled, and who performed that work. If roof repairs are planned, request a separate solar removal and reinstall scope and schedule.
Have the appropriate professional assess the roof. Ask the solar contractor which equipment checks and records are included in the solar visit. Confirm whether your general home inspection addresses solar performance instead of assuming that it does.
Request a defined solar check before buying
Send Sun Ray Solutions the property location, equipment information, concern, and requested deadline. Include the exact wording of any inspection item. Confirm seller authorization for access and work before a visit is arranged.
Ask what can be checked, what written findings can be supplied, and what remains outside the agreed scope. A routine diagnostic visit is not a lender certification, appraisal, or guarantee of future production. Availability and any additional work must be confirmed.
If a diagnostic visit is appropriate, our $200 nonrefundable service deposit applies to the visit and initial assessment and is credited toward approved repairs. Clarify who authorizes and pays for the work before booking.